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Your Credit is Important.
 
Your credit is more than just a plastic card used to purchase things. It’s your financial credibility. Good credit means that your past payments, employment and salary make you a good candidate for a loan, and creditors will be more willing to work with you. Having good credit usually translates into lower payments and more ease in borrowing money. Bad credit, however, can be a huge dilemma. It usually results from making payments late or borrowing too much money, and it means that you might have trouble getting an auto loan, a credit card, a place to live, a job and even something to eat.

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